Category Archives: My Story

First Class to Europe – Anniversary Trip 2015

To celebrate our 10 year anniversary, Nicoleen and I took a trip to Europe in July.  The details were all kept as a surprise for Nicoleen.  In fact the trip’s existence was only revealed after our Jamaica trip back in February, which was itself an anniversary trip decoy.  This was the first major points/miles redemption that she got to directly enjoy, so I had put a lot of effort into making it awesome.  I wanted Nicoleen to see that all the card wrangling and miles managing was worth it!

Enjoying some complimentary beer and chocolate at the Amsterdam Hilton's executive lounge

Enjoying some complimentary beer and chocolate at the Amsterdam Hilton’s executive lounge

Our outgoing flight itinerary was booked with miles in first class.  Our return flight was also booked with miles (but in economy).  We enjoyed amenity-rich airport lounges, got to lie flat on our transatlantic flight, stayed on the executive floor of a Hilton hotel for free, and avoided all foreign transaction fees.  And of course the entire time we were earning more points and miles toward our next trip.

The basic outline is as follows:

  1. First class flights to Switzerland
  2. Stay with friends in Zürich
  3. Weekend road trip to Italian Riviera beach resort
  4. 2 more nights in Zürich and Konstanz
  5. Travel by train to Frankfurt, Germany
  6. Stay with friends in Frankfurt
  7. Train to Amsterdam for one night at Hilton
  8. Fly out of Amsterdam

Each section of our trip will be reviewed in a separate post.  Click the links below to view each part:
(Links won’t be enabled until a given post is published.)

American Airlines Flagship Lounge – Chicago (ORD)
American Airlines First Class Chicago (ORD) to New York (JFK)
American Airlines Flagship Lounge – New York (JFK)
American Airlines First Class New York (JFK) to London (LHR)
British Airways Galleries Lounge – London Heathrow (LHR)
British Airways Business Class London (LHR) to EuroAirport (MHL)
– Hotel Punta Est – Finale Ligure, Italy
Hilton Hotel – Amsterdam
– Plaza Premium Lounge – Toronto (YYZ)
– Cost Breakdown




My First Points Redemption – Europe 2014

(This is a data recovered post, originally published on June 22nd, 2015.)
(Sorry, the jump links don’t work since recovering this page – you’ll have to scroll for now.)

Jump to section:
Trip Background Info
Planning Phase
Travel to Europe
Switzerland
Germany
Travel from Europe
Cost Summary
Cost Breakdown

Ancient and Modern History

1996

This is me wearing cotton shorts, standing next to a sign in 1996

When I was 14 years old I visited Europe for the first time.  It was a guided bus tour that went around Germany and Scandinavia. Two years later, in 1998, we hosted a German exchange student for a month. That June I stayed with his family for a month. I repeated the exchange program again in 2000. Having friends in Europe makes traveling there very affordable for a young adult, so I returned to Germany (among other countries) in 1999, 2001, 2002, and 2003. As the fairytale that is youth slowly ended, I found myself unable to reasonably return to Europe due to budgetary constraints. Fast forward to 2012, when I decided to jump into the credit card game head first. The endeavor had a dual purpose: move debt onto 0% interest cards and get some points and miles for my trouble. I didn’t have any concrete plans to use my miles and I soon half-forgot about my accumulated points/miles.

When my wife graduated from college in 2008 she cashed in a promise I had made to her years earlier, and we invested in a new car for her. In summer 2013 I graduated and thought to myself: I deserve a reward too, right? I knew it would be at least autumn before I heard back about any jobs, so I hatched a plan to return to my estranged vacation hang-out, Germany.

The Planning Phase

Historically my trip planning process has been overly involved and unnecessarily thorough. I enjoy the process. But for this trip, I had to act fast because award flights for the dates I was planning to travel were disappearing fast. I think the whole planning phase lasted about a week, from committing to the idea to booking the plane tickets.

My first step was to re-establish contact with my friends in Europe. Once I confirmed that I had a place to stay and people to see, I started shopping for award flights. My only real option at the time was United Airlines. A benefit to United’s award ticketing scheme is that you can book two one-ways for the same amount of miles as the round trip to and from the same region. One of my German friends had moved to Switzerland so an open jaw itinerary would be very convenient. Not needing to travel back to the city I flew into would save me at least half a day of train or car travel. My trip was short to begin with (7 days) so being able to fly out of a different city for the return flight was very valuable to me.

I found two economy one-way award seats, both at the saver miles level. I would fly from Minneapolis to Zürich, and then return from Frankfurt to Minneapolis.The cost was 60,000 United miles and $140.70 in fees. Not bad for a round trip flight to Europe in June!

Travel to Europe (MSP > YYZ > ZHR)

My short flight from Minneapolis to Toronto was uneventful. Although I booked through United, this flight was operated by Canada Air Jazz. The aircraft was a Bombardier CRJ-200 regional jet. The experience was what you would expect on a jet this size: short, cramped, and skimpy service (one beverage and a bag of pretzels).

My 5 hour layover at Toronto Pearson Int’l Airport was fairly comfortable considering I had no lounge access. The public seating areas feature nice leather chairs, stone tops, ample power outlets, and an iPad at every seat. The iPads can update you on your flight information, provide weather and news, and let you order from the nearest bar/cafe.
YYZ-seating
My only real complaint about the YYZ public areas was the horrendously slow and spotty wi-fi connectivity.

My flight from Toronto to Zürich was on a Canada Air Boeing 787-8 Dreamliner, which is one of the flagships of the new generation of commercial jetliner engineering. It is supposedly very fuel efficient and comfortable. The on-board literature made several claims about the design, including: increased cabin pressurization and humidity (was supposed to reduce jet lag), passenger-dimmable window shading, more headroom for a more open feel, and aesthetically designed lighting for a calmer atmosphere. Oh, and by the way the seats are thinner too, so they can cram more seats in economy with supposedly no loss of leg room. Well, at 6’2″ I was cramped and uncomfortable anyway. However, the other gimmicky-sounding innovations actually seemed to improve the overall experience. The pressure and humidity seemed to make me feel generally not as crappy by the time we landed, and the lights and big windows were just really cool to look at!
dreamliner
Overall I think the Dreamliner is a bit hyped, but it does live up to a decent portion of that hype.

Switzerland

The first leg of my trip was to visit an old friend. Hannes is one of my German exchange students, now living in Switzerland. I won’t give too many details about my stay there except to say that Switzerland is an exceptionally beautiful and clean country, and I would recommend it to anyone. We spent most of my first day there driving through the Alps and we even swung by the tiny country of Liechtenstein.
alps
Part of my time with Hannes was spent just over the border in Konstanz, Germany, to visit his mother and to see the city where he went to school. Konstanz is perfectly charming and I would highly recommend it to anyone near southern Germany.
konstanz

Germany

The next part of my short trip brought me back to familiar Germany. There I stayed a few days each with two old friends, both named Christian. The first Christian was my first exchange student back in high school, and it was great to see him and his family again after so many years.

wagners

Christian’s family and I at Apfelwein Wagner, enjoying traditional Frankfurt cuisine

Christian 1 lives near Frankfurt and after a few short days it was time to move on to Christian 2, who lives near Siegburg. The timing worked out so I got to his house the day of his birthday party, so it was a perfect way to see all his friends and family together in one place.

Although the trip was only 7 days, it seemed like a lot longer. I managed to fit in a lot of variety in my short time, and the fact that the main expense (airfare) was virtually free made the whole thing seem even sweeter.

Travel from Europe (FRA > YYZ > MSP)

My return itinerary once again had me stopping over in Toronto, but the long haul flight was on Lufthansa. The flight was your standard transatlantic economy seat on a Boeing 747-400: nothing to write home [or online] about. Although it was an older aircraft, the service and food were better. I have always found Lufthansa to be a step above U.S. carriers in these departments.

My layover in YYZ was shorter on the return flight, and I spent most of my time sitting in a chair, staring at the wall, wishing I were still on vacation in Europe.

The flight from Toronto to Minneapolis was a mirror image of the previous Canada Air Jazz flight, except in a slightly larger aircraft, the Bombardier CRJ-705, which has a small 1×2 business class cabin in addition to the 2×2 economy seating.

Cost Summary

Airfare: $140.70
Other transportation: $179.88
Lodging: $0.00
Food, shopping, entertainment: $555.54

Total cost for my week long vacation in Switzerland and Germany: $819.55
Savings from using value tactics: at least $1,692.50

Cost Breakdown

This is the fun part! Using the tactics outlined on this site, a week long vacation spanning three European countries, including airfare, transportation, and lodging only cost me 320.58 !!

Airfare:
The airfare cost me 60,000 United miles, which I transferred from my Chase Ultimate Rewards account, earned mainly with my Sapphire Preferred card, and $140.70 in fees. Buying both one-way tickets (MSP > ZHR and FRA > MSP) directly from the United website would have cost $6587.90 in cash! Now to be fair, I would have never done that had I not had the miles to spend. Realistically I would have bought a round trip (MSP > < FRA) and spent the additional day traveling back to Frankfurt from Zürich. But even that ticket would have cost $1733.20 and I got a better itinerary for $140.70 cash!

Ground Transportation:
I took trains from Zürich to Frankfurt and Siegburg to back to Frankfurt. The total for my train travel was $195.74. I used my Barclay Arrival Plus for these online train purchases and later redeemed 10,000 Barclay Arrival miles for a $100 credit. So that brought the rail expenses down to $95.74.

I also traveled a lot by car. I recorded $252.41 charged to gas stations in Europe. These charges were split among three purposes: 1) paying my share of group travel (I count this as transportation cost); 2) being a stand-up guy and filling the tanks of my hosts (this was actually in lieu of bringing any gifts for them); and 3) using my friends as human ATMs, an awesome tactic I will write a whole post about soon. In stead of tracking every cent, I am just splitting the $252.41 three ways, for an estimated car travel cost of $84.14.

Lodging:
None, $0.00. Staying with friends makes travel cheap! Besides the cost savings, you get to see the real country, not just the tourist destinations. If you have any friends in foreign lands, I highly recommend staying with them when you travel. Just be sure to be a gracious guest and to reciprocate the offer to host them any time they are traveling in your corner of the world.

Food and Shopping:
I don’t include these costs in the value break-down because they are highly variable based on your shopping habits and your cuisine choices. But for what it’s worth, I spent an estimated $555.54 on food, gifts, local entertainment, and clothes. This included a $325 pair of Lederhosen, so the food and smaller gifts were actually just over $200 for the week. Considering I would have probably eaten about $75 in food in a week at home, this is getting by pretty cheap for the value I perceived.

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  1. Pingback: Help a newbie out! Getting to Europe on miles 1 year out. – FlyerTalk Forums

Regrouping After a Hiatus

hiatusI just got done with a string of 70+ hour weeks (not counting my 3 hour daily round trip commute). April is the busy part of the year for three different aspects of my work, so it’s always go time. This year was especially bad, with a very active fire season and more acres than usual of tree planting to supervise. In order to survive the work-storm, I basically had to ignore the rest of the universe. So how do I clean up the mess left by 3 weeks of neglecting everything? Piece by piece. I’m using this blog post to both organize my thoughts, and to offer tips to others like me who have had to put there value tactics on hold for a time.

First of all, throughout the work-storm I knew nothing too horrible would happen. I have automatic payments set up on all our credit card accounts. As long as my minimum payments are made on time, my credit score is secure.

While my credit score was safe, there are 3 aspects of my hobby that suffered in varying degrees from my neglect. The first is tracking and recording. As I pointed out in these blog posts maintaining records of everything related to your value tactics is not really necessary. But for me, tracking and recording is part of the fun, and it’s also how I get the data to prove to Nicoleen that all my obsessing is worth while. It’s not that hard to catch up my spreadsheets, but it does take some extra diligence and motivation.

The second aspect that suffered is evident to anyone reading this right now: It’s been almost a month since my last blog post, update, tweet, or facebook activity. As someone trying to run a website and get the word out on these great deals and tactics, a dead zone like that really hurts. There’s nothing I can do about that now, so it’s time to move on…

The third aspect I fell behind on during my hiatus is all the new deals I have been missing! I managed to keep up with Menards free-after-rebate items, but there have been credit card offers popping up all over the place, and I didn’t so much as read a single blog post about them in the past 3 weeks. Becoming re-apprised of the current card offer situation takes a little extra time and a little extra reading, but it can be done in an evening. I’m not out of the woods yet at work, but hopefully as the pace slows down in the coming weeks I can catch up and pass along the awesome deals and offers to you, my faithful readers!

The road to recovery
I have to keep reminding myself that it will only get harder and harder to catch up with things every day I put it off. Piece by piece is the way to do it. I took my own advice and forced myself to write this blog post tonight, even though I really wanted to just go to bed! Hopefully you’ll be reading more of my catch up blogs posts, including a big weekly update, shortly!

Thanks for reading.

Weekly Review (April 7, 2015)

It’s been a busy week- with value tactics and at work. This weekly review is a day late. What are they gonna do, take away my birthday?

I used the free gas tactic to get $6.52 worth of free gas this week. At Menards this week I made off with $179.51 in free stuff! For a complete list of items I got with free-after-rebate deals, check out my recent post.

New Posts this Week
Menards Haul This week I featured some unadvertised free-after-rebate items, including a couple no quantity limit items. I also explain how I got an instant rebate check for expired sale items.
My Last Round of Credit Card Applications – Overview outlines my latest mini app-party and briefly gets into the reasons I only got two cards this time. This post also has links to the most up to date info on the card offers I took advantage of.

Credit Card News
In addition to the two new cards I added to my wallet, we had some other card maintenance to do last week. Nicoleen’s annual fee was due for her American Express Delta Gold card, so she called to cancel. I’ll do a full post on her phone call within the next few days, but here’s a preview: She’s going to pay the annual fee and keep the card open (gasp!)   🙂

Now you’re updated. Go employ some Value Tactics!

My Last Round of Credit Card Applications – Overview

The last weekly update mentioned I was going to do a mini app-o-rama. I applied online for 2 cards that night: the CitiBusiness Platinum Select American Airlines AAdvantage World MasterCard (what a mouthful!), and the Chase IHG Rewards Club card. I’ll post full reviews of each card later, but for now I’ll just mention each card’s bonus offer.

  • CitiBusiness American Airlines AAdvantage card: 50k miles after $3k in 3 months spend
  • Chase IHG card: 70k IHG points after $1k in 3 months spend

Here’s how my online applications fared:
Citi biz AAdvantage pending_sm
IHG pending_sm
Boooo… No one likes to get the “Application Pending” message. It’s so anticlimactic compared to the “Congratulations! You’re awesome enough to get our great rewards card! Great job, sport!” message you get when you’re instantly approved. Alas, I got two ‘pendings’ so I called both reconsideration lines the next day.

I got through to a live person with Chase after 1 ring. After I asked about the application he quickly put me on hold so he could find someone to review my app. When he came back after 3 minutes and told me to hold again I asked him if my total credit limit with Chase was the reason my application was pending. He said it was over the limit he’s authorized to approve, but he had recommended a credit increase (meaning I would get the new card) based on my credit report. Before he could get me on hold again I asked him if he could just transfer some credit limit for the new card from one of my existing Chase cards. He quickly told me that it would work, he asked which card I wanted the credit limit transferred from and how much, and put me on hold to finalize it.

When he came back after another 3-4 minutes the application was approved, pending identity confirmation. He added Rachel to the call (same person I talked to last time I needed to verify my ID) and after a few questions she verified that it was really me. Everything went quickly, smoothly, and most importantly, the way I wanted it. I’ll chalk this call up to another example of Chase’s excellent customer service.

The next call was to Citi’s application status hotline. After hearing that my app was still in process, I followed the prompts to speak to customer service. This may have been a mistake since I already had a direct phone number to the CitiBusiness recon line. I think all I got for my laziness was an extra 20 minutes on hold. When I finally got a real person on the line, it went very smoothly. He checked on my application and verified my income and identity. After 2-3 minutes on hold he informed me I was approved and would get the card in the mail within 5-7 business days. It arrived a week later (today). Overall the Citi customer service was good, but the hold time was annoying.

Why only 2 card applications, bro?
Good question. A friend of mine questioned my choice and number of cards for this latest round, and I don’t blame him. Conventional wisdom says “App 3 cards; make each app-o-rama count, son!” While I usually agree with that wisdom, there are several reasons for my decision to only get 2 cards this time around.

  1. We may be applying for a mortgage or mortgage pre-approval within the next few months.  While my high 700s credit score probably won’t suffer enough to make a difference on a loan application, I don’t want to push it.  My logic may be a bit off, but it makes me feel better to tone it down a bit for the time being.
  2. There are no *spectacular* offers out there at the moment.  All the standard “good” offers that are available right now are already in my wallet or in my safe.  And the really good cards I still have yet to get (Chase Hyatt, Southwest Rapid Rewards to name a few) don’t fit into my timing strategy at this point.

Overall, this nice little app round gets me 50k AAdvantage miles (currently my favorite airline miles) and [at least] 70k IHG points, which fills a weak point in my overall points and miles portfolio.  Stay tuned for more details on the offers, as well as full reviews on my new cards!

In the meantime, here are the links to the flyertalk wikis for the cards in this post.  The wikis contain links to the card offers; and the most recent forum posts contain data and reports on people’s recent applications and bonus offers.
Flyertalk IHG Card wiki
Citi American Airlines cards/offers

Weekly Review (March 30, 2015)

Lots to report this week…

I used the free gas tactic to get $9.82 worth of free gas this week. That brings my 2015 total to $149.66, which means that 17.6% of my work commute this year has been FREE!

Menards had their 11% sale last week but this week’s ad flyer has 4 free items.
menards ad
Look for a Menards haul post later this week.

New Posts this Week
My Favorite Blogs is a list of websites that I used to get my start. I still visit them frequently to make sure I don’t miss any big news. In the post I give a brief review of each site and lay out what I use them for. You’ll find some great resources there.

Credit Card News
Nicoleen has three cards to cancel or downgrade in the next couple weeks. Check the site daily or subscribe to my RSS feed to get the reports of how it goes and whether she manages to get any retention bonuses or avoid annual fees.

I will be doing a mini-app party as soon as I’m done writing this post. Stay tuned to read what cards I’m applying for!

Points & Miles News
The biggest news of the week is that as of today, all U.S. Airways Dividend Miles accounts and American Airlines AAdvantage miles accounts are now officially merged. Check out Milevalue’s report here.

Now you’re updated. Go employ some Value Tactics!

Weekly Review (March 23, 2015)

I redeemed 8,750 My SA Rewards points for the 0.50/gallon gas coupon and used it on double coupon Tuesday this week. I pumped $26.50 in free gas on that purchase. That brings my total free gas (for work commute miles only) to $139.84 since January 1st! Learn how I did it at my free gas tactical page.

I did my monthly spreadsheet update for my wife’s and my credit card accounts. In the past month we:

  • redeemed no points or miles
  • earned 1,895 airline miles
  • earned 8,443 hotel points
  • earned 1,193 Ultimate Rewards/other points
  • avoided $99.47 in interest charges

New Posts this Week
Are you too disorganized for this stuff? NO! is a response to those who have told me they just couldn’t keep due dates, card info, bonus requirements, etc. straight; and therefore can’t get into the credit card game. I explain how you may not have to be as organized as you think. And when you stop and think about the costs and benefits of making yourself do the minimum amount of organization to make this work, it’s well worth your effort.

Website Update
The to-do list of modifications I need to make to the site layout and design code keeps growing, but I have had no time to devote to it. Running a website as a one-man show is hard!

Those of you following ValueTactics on Facebook will need to update your bookmarks and “like” the new page here. The combination of my ignorance and Facebook’s complete lack of customer service* has resulted in the need for a reborn page.

Now you’re updated. Go employ some Value Tactics!

* I originally made a Facebook account for ValueTactics using the name “Value Tactics” and created the first ValueTactics Facebook page with that account.  It turns out Facebook doesn’t allow “fake” accounts with an alias.  I tried to move the page to my personal account, but over the years Facebook has literally removed all methods of contacting a person.  All avenues of help end up making their way to the help forum, which doesn’t seem to be monitored by Facebook staff.  After about 2 hours of frustration I decided to cut my losses and just create a new page with my personal account (like I should have done in the first place).

Early March Menards Haul

There were 5 ad flyers running concurrently on Sunday, so I loaded up! Everything you see here was purchased from February 22nd to March 8th. I used rebate checks to buy it all, for a total of $0.00:

Menards Haul Early March 2015

  • 10 each of 6 oz, 8oz, and 12 oz locking storage jars
  • 2 stain brushes
  • 6 paint brushes
  • 2 edging paint brushes
  • 2 bags of rubber bands
  • 2 spray bottles of furniture polish
  • 2 duster kits with 24 refills
  • 4 decorative shelf brackets
  • 4 freeze cube mason jar cups
  • 4 insulated tumblers
  • 6 hose-end spray bottles of insecticide

That brings my running total of free Menards stuff to $4,336.83! There’s a lot of useful stuff in this particular haul, but most of it will probably end up at the flea market or a garage sale.

To learn how you can get hauls like this for free from Menards, read my page about the Menards free after rebate system.